OPEN FINANCE INFRASTRUCTURE

Financial services should connect without losing control.

Source Code Open Finance Limited builds the technology, workflow and governance layer that helps institutions, organisations and approved providers connect financial services through a controlled operating environment.

01ConnectedServices and providers joined through structured workflows.
02ControlledRoles, permissions and approvals remain explicit.
03AuditableImportant actions and decisions remain traceable.

WHAT WE DO

One operating layer for connected financial services.

Source Code is designed to coordinate complex financial services without pretending every function must be performed by one organisation.

Payments, account information, value transfer, foreign exchange, lending and other financial services can remain with the institution or provider authorised to deliver them. Source Code provides the control, connectivity and evidence layer around those services.

01

Service orchestration

Coordinate approved providers, service journeys and operational workflows through a consistent model.

02

Provider connectivity

Connect institutions, fintech providers and specialist service partners through defined integration pathways.

03

Control and approvals

Support role-based access, separation of duties, authority chains and controlled execution.

04

Data and evidence

Maintain traceable operational records that support reconciliation, oversight and auditability.

HOW IT WORKS

The provider performs the service. Source Code coordinates the operating environment.

Source Code separates platform capability from regulated service delivery. This keeps responsibility visible and allows each service to be delivered through the appropriate institution or provider.

The platform can control who may initiate an action, what approvals are required, which provider is responsible for execution, and what evidence must be retained.

STEP 1Access

An authorised organisation or member enters an approved service journey.

STEP 2Control

Rules, permissions, consent and approvals determine what may proceed.

STEP 3Provider

The relevant institution or approved provider performs the underlying service.

STEP 4Evidence

Outcome, authority and supporting records remain linked for oversight.

GOVERNANCE BY DESIGN

Responsibility should follow the service, transaction and authority chain.

Clear responsibility

The party performing a service remains identifiable rather than being obscured by the platform.

Controlled authority

Access and decision rights can be limited by role, organisation, service and approval state.

Separation of duties

Sensitive actions can require more than one authorised participant before execution.

Traceable outcomes

Operational events can be retained so decisions and transactions can be reconstructed and reviewed.

WHO WE WORK WITH

Built for organisations that need financial services to connect cleanly.

Financial institutions Payment providers Open finance providers Wholesale finance organisations Professional service firms Institutional partners

START A CONVERSATION

Tell us what you need to connect, control or deliver.

Contact Source Code